SMSF

SMSF is the fastest growing sector of the superannuation industry. The reasons for this growth are the benefits of investment control, range of investment choices, tax concessions and administrative cost savings.
However, with these benefits & control comes responsibilities. This is where we help you by removing the complexity, looking after all your compliance and administration needs, and guiding you along every step towards your goals.

What is a SMSF (Self-managed super fund)?
SMSF’s do what the name implies. Rather than paying super contributions into an industry fund or wrap, you pay it into a fund that you run yourself. A SMSF is a special purpose trust where money and investments are held and managed on behalf of the members. The fund’s purpose is to provide benefits to members on retirement or death.

At EPA Group, we provide everything you need to get your Self Managed Super Fund up and running, from creating the structure, attending to accounting and audit requirements, developing an SMSF portfolio that’s perfect for you and planning for your estate planning needs.

We can help with

  • Reviewing your current super fund and advising if the SMSF is the way to go.
  • Rollover of your super fund balances and ensuring that your risk protection such as insurances are not compromised.
  • Apply for the tax registrations including an ABN and the fund to be regulated with the ATO.
  • Explain the basic features such as accumulation, drawing a pension (TRIS) while you work, being fully retired (ABP) and making contributions both before and after tax.
  • The current $1.6 million transfer cap changes.
  • Using borrowing strategies to buy property as a proposition if you wish to own your business premises.
  • Helping you develop your nest egg to provide peace of mind for a sustainable income stream or pension to last for future years.
  • Time income streams and use pension payment strategies (e.g. transitional allocated pensions) for significant tax advantages.
  • And finally, closure, arranging Binding Death Nominations, options of creating an SMSF Will and the taxation implications to dependent and adult beneficiaries for death benefit payments.

Start Up Cost

  • Initial advice
  • Statement of Advice
    SMSF Establishment
    $1800 + GST
  • Statement of Advice –
    SMSF Establishment & SMSF Borrowing
    $2800 + GST
  • Establishment Costs
  • Fund Establishment ^
    with a Corporate Trustee
    $2250 + GST
  • ^ Includes ASIC Company Registration fee of $479
  • SMSF Borrowing
  • Establishment of Bare Trust
    & Corporate Trustee
    $2200 + GST
  • Includes ASIC Company Registration fee of $479

Annual Fees

  • Financial Statements & Tax Return
    from $2400 + GST
  • Independent Audit
    from $500 + GST
  • ASIC Corporate Secretarial Service^
    ^excluding ASIC Company review fee
    $200 + GST
  • Actuarial Certificate
    $240 + GST
  • *If more than two financial years are outstanding additional fees may be applicable.

Other Services

  • Pension Establishment -
    Single Member
    $420 + GST
  • Pension Establishment (2 members)
    $840 + GST
  • Lump Sum Withdrawal (per withdrawal)
    $220 + GST
  • Trust Deed Upgrade
    $300 + GST
  • Deed Replacement
    $320 + GST
  • Establish Corporate Trustee
    (to replace individual trustees)
    $950 + GST
  • Includes ASIC company registration fee of $479
  • Specialist one off advice/
    Assistance with ATO Audits (by quote)
  • Any questions or to set up an appointment –
    Email: office@epagroup.com.au
    Phone: 03 9880 9300

** Non-Recourse Loan Borrowing Arrangements
*** Review of insurances, Policy premiums paid separately.
# EPA Wealth Solutions Pty Ltd ABN 84 164 137 722 provides financial planning services as an authorised representative of Politis Investment Strategies Pty Ltd ABN 71 106 823 241 Australian Financial Services Licence Holder Number 253125. The Financial Planners of EPA Wealth Solutions Pty Ltd provide financial advice as an Authorised Representatives of Politis Investment Strategies Pty Ltd.

General advice warning:  The advice provided is general advice only as, in preparing it we did not take into account your investment objectives, financial situation or particular needs. Before making an investment decision on the basis of this advice, you should consider how appropriate the advice is to your particular investment needs, and objectives. You should also consider the relevant Product Disclosure Statement before making any decision relating to a financial product.